Jo Garner

Jo Garner

Jo Garner

Loan Officer

NMLS#: 757308
Office: 901-260-9989
Mobile: 901-482-0354
6070 Poplar Avenue
Suite 250
Memphis, TN 38119


What do you want to accomplish from your mortgage purchase loan or refinance?  What terms will work best for you?  Let me put my 20+ years experience to work for you when you need financing.  I can help you with residential real estate financing, and with your banking needs too. I am here for you! For more info contact me at 901.482.0354 or email me at

Tune in and join in with me on the Real Estate Mortgage Shoppe program where we offer you solutions to your real estate needs every Saturday 9AM to 10AM Central Time on News Radio AM 600 WREC or listen live on iHeart Radio at


Let me help you with residential real estate financing for buying or refinancing your home or investment property.

  • Conventional Financing
  • FHA Financing, Veteran’s Administration
  • Tennessee Housing Development Agency Great Rate and Great Start programs
  • Rural Housing 100% loans
  • City of Memphis & Shelby County Down Payment Assistance
  • FHA 203K Rehab loans
  • Fannie Mae Home Path
  • H.E.L.P Down Payment Assistance
  • Jumbo and combo loan products.


Get started with Jo Garner

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Evolve Bank & Trust Loan Production and Representative Offices are not full service branch locations of Evolve Bank & Trust. These offices do not engage in general banking transactions, such as deposits or payments, and only provide Residential Mortgage Loans. Equal Housing Lender. All loans subject to credit approval. Corporate NMLS# 509256

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