John Naughton

Senior Home Loan Advisor

NMLS#: 757309

471 Southbridge Street
Auburn, MA 01501

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Thank you for visiting my homepage. I look forward to assisting you with your home financing needs. I have worked in the Banking industry for over 20 years, and I have been serving the greater New England area for the past 6 years originating mortgages. Evolve Bank & Trust has been helping borrowers for 95 years. We offer a wealth of experience to provide you with the best solutions that are carefully matched to your own unique goals and needs. Being a FDIC insured bank allows us control throughout the entire lending process, but unlike our large bank counterparts, we offer a First Class, VIP level experience. Our lines are only available to our retail clients, and not open to third party referral sources such as mortgage brokers. This ensures that we really know our customers and allows us to make sure that our turn times are among the fastest in the industry so that we do not miss your closing date. In fact, we pride ourselves on being ready early, and not waiting until the last possible moment. This is a big reason that our customers say we offer a truly “stress-free” experience for purchasing or refinancing a home. We also pride ourselves on common sense underwriting decisions that are both fair and flexible. We typically lend down to a 620 credit score on some of our programs, and our rates compete with the best in the industry.

Evolve Bank & Trust offers many mortgage programs including: Conventional, FHA, FHA 203K, USDA, VA, Mass Housing

If you have any questions, you can always reach me (including weekends and nights) by directly calling our main branch, email, or cell phone. I look forward to putting our team to work for you, offering you top-notch quality service!