About Armando and His Team:
- More than 25 years of experience in the mortgage industry
- Processing, underwriting and closing that is dedicated to providing a quick and pleasant financing experience
- Skilled in the intricacies of self-employed, high net worth clients with complicated income streams
- Strategically aligned with select financial professionals, wealth managers, select real estate agents and builders
- Originated and closed more than $1.5 billion in mortgages
- Expert in understanding and managing the needs of First Time Buyers
- Veteran US Air Force
- Native proficiency in Spanish language
About Evolve
With Evolve Bank & Trust you’re in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Competitively Priced Loan Programs:
- First Time Home Buyers
- Refinance
- Purchase
- Jumbo
- Renovation Loans
- Conventional Loans (Fannie Mae and Freddie Mac)
- DPA (Down Payment Assistance) Programs
- Medical Professionals
- Veterans – VA
- FHA (Federal Housing Administration)
- USDA (United States Department of Agriculture)
We’re here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
“A home is one of life’s most important purchases. Although intricate, the mortgage process does not need to be cumbersome or complicated. If handled properly by a seasoned professional, it can be the enjoyable and rewarding event it is meant to be. I am that seasoned professional! Our team credo is that customer service is an attitude not a department.”
Armando I. Rams Jr.


