Saturday, December 10, 2016
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USDA Business & Industry (B&I) Loan Program

Complementing our SBA loan offerings, Evolve Bank & Trust also offers Business & Industry (B&I) Guaranteed Loans. This program is designed specifically to provide for the borrowing needs of businesses located in rural areas. Our goal is to encourage and provide commercial financing for rural businesses.

The B&I Loan Program is made available through the United States Department of Agriculture (USDA) guaranteed loan program.


Loan proceeds may be used for working capital, machinery and equipment, buildings and real estate, investment properties as well as other types of debt refinancing..


    • Up to 30 Years on Land, Buildings and Permanent Fixtures
    • Up to 15 Years on Machinery and Equipment
    • Up to 7 Years for Working Capital
    • Fixed and Variable Rate Options


    Assistance under the USDA B&I Guarantee Loan Program is available to most legally organized entities -- including cooperatives, corporations, partnerships, trusts and other profit or nonprofit organizations, Indian tribes, federally recognized tribal groups, municipalities, counties or state political parties.