SBA Loans
Evolve Bank & Trust offers SBA loans tailored to meet the unique needs of entrepreneurs. Take advantage of Evolve SBA Lending's expertise to grow your business.
Unlock Smart, Flexible Financing for Your Small Business—
Fuel your business growth with funding solutions backed by the U.S. Small Business Administration. As an SBA Preferred Lender, we offer streamlined access to capital with:
- Competitive rates
- Longer repayment terms
- Lower down payments
Whether you’re launching, expanding, or navigating new opportunities, our tailored financing options are designed to help your business thrive.
SBA Loan Services Designed for Your Business Success
At Evolve, our SBA Lending Team is dedicated to helping small businesses access the capital they need to grow and thrive. As an SBA Preferred Lender, we bring deep expertise and a personalized approach to every loan.
Our experienced team works closely with entrepreneurs to simplify the lending process—offering faster approvals, customized funding solutions, and expert guidance every step of the way.
Whether you’re:
- Launching a new venture
- Expanding your operations
- Purchasing equipment or commercial real estate
—we’re here to deliver flexible, long-term financing solutions built for your success.
Let’s build your future—together.
SBA Loans with Evolve
SBA loans offer small businesses flexible funding with low rates, longer terms, and lower down payments, helping them grow, expand, and succeed.
The most popular option for small businesses provides funding for working capital, equipment purchases, and business acquisitions. With flexible terms and low interest rates, 7(a) loans are ideal for businesses looking for versatile financing solutions.
For businesses looking to purchase commercial property or invest in major equipment, SBA 504 loans offer long-term, fixed-rate financing. This program helps businesses secure funding with lower down payments and competitive interest rates.
Startups and small businesses can access up to $50,000 through the SBA Microloan Program. These funds are designed to help with inventory, supplies, equipment, and working capital needs, making them a great option for entrepreneurs.
Why Choose an SBA Loan?
Evolve is an SBA Preferred Lender and offers unmatched advantages, making it easier for small businesses to secure funding and more.
- Lower down payments
- Longer repayment terms
- Competitive interest rates
- Startups and established businesses
- Working capital, equipment, and real estate
- Access to government-backed funding
- Flexible loan amounts
- No prepayment penalties on many types
- Loan options with limited collateral
- Minority- and women-owned businesses
- Veterans and military spouses
- Rural and underserved businesses
- Streamlined approval process
- Dedicated SBA lending experts
Additional Considerations
When applying for SBA loans, our team of seasoned experts will help you determine eligibility requirements and secure loan interest rates that are competitive, with flexible repayment terms.
SBA loan programs are designed to meet certain financial and operational criteria. Our team helps businesses determine eligibility and structure loans to fit their specific needs.
From gathering financial documents to securing SBA approval, our dedicated specialists simplify the loan application process, ensuring fast and efficient funding.
SBA loan programs offer flexible repayment terms—ranging from 5 to 25 years—along with competitive interest rates available for small businesses.
Loan FAQ's
Four Key Benefits of SBA Loan Services
We are committed to helping small businesses thrive with customized SBA loan solutions. As a Preferred Lender, we offer fast approvals, expert guidance, and proven success in securing capital for businesses across industries.
Speak with a Lending Expert
Our team is here to guide you through every step of the lending process. We’ll help you explore the right loan options and structure a plan that aligns with your business strategy.