Ambulatory Surgery Centers

Evolve Bank & Trust provides specialized lending solutions designed to support the financial health and growth of ambulatory surgery centers (ASCs).

For over 10 years, Evolve Physicians Capital has financed the purchase of ASC equity (shares or %) by individual physicians & physician lead entities. We have provided financing for centers partially owned by large nationwide ASC management companies and independent ASCs.

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Why Physician Capital Lending is Essential for ASCs

Access to financing is critical for ambulatory surgery center profitability. Whether launching a new ASC, upgrading technology, or managing working capital, ambulatory surgery center loans provide the financial flexibility physicians need to maintain high-quality patient care while ensuring long-term business success.

Physician Capital Lending Solutions for ASCs

Evolve Bank & Trust’s physicians lending services are designed to help ASCs thrive in a competitive healthcare environment.

Empty operating room with medical equipment, 3d rendering

Secure the funding necessary to acquire an existing ASC or expand your current facility to increase capacity and improve patient care.

Stay ahead of medical advancements by financing the purchase of cutting-edge surgical equipment and technology.

Maintain smooth operations with flexible financing solutions designed to cover day-to-day expenses, payroll, and unexpected costs.

Benefits of Physician Capital Lending for ASCs

Open banking offers benefits that enhance financial literacy for end users and provide solutions for businesses. With the right tools, organizations can leverage open banking to improve financial management and deliver seamless service integration.

  • Competitive interest rates designed for medical professionals
  • Flexible repayment terms that align with ASC cash flow
  • Fast approval processes to access funds quickly
  • Customized loan structures for various specialties
  • Capital for ASC startups, acquisitions, and expansions
  • Funding for state-of-the-art medical equipment purchases
  • Working capital solutions to support day-to-day operations
  • Improved cash flow management for physician-owned ASCs
  • Opportunity to increase revenue with expanded services
  • Low or no-collateral loan options for qualifying borrowers
  • Specialized lending support for healthcare entrepreneurs
  • Assistance with leasehold improvements and facility upgrades
  • Bridge financing options for short-term capital needs
  • Support for partnerships and physician buy-ins
  • Financing designed to meet ASC regulatory requirements

Debunking Common Myths About ASC Lending

Myth: A “buy-in” loan is only for physicians with several years in practice.

Fact: Every loan must meet bank credit standards, but we have worked with physicians who are just out of fellowship and physicians who are many years into practice.

Myth: A “buy-in” loan is only for 1st time equity purchases.

Fact: We have worked with 1st time investors and current investors who are acquiring additional shares.

Myth: “Buy-in” loans are only for individuals purchasing shares / % directly in the ASC.

Fact: Physicians Capital will offer “buy-in” loans to physician lead holding companies with direct ownership in the ASC.

Evolve Bank & Trust offers a streamlined application process with quick decision-making, minimal paperwork, and tailored loan structures based on ASC needs.

Loan terms vary based on financing needs, but many ASC loans feature flexible repayment options ranging from short-term working capital loans to long-term expansion financing.

Rates depend on various factors, including creditworthiness, loan type, and repayment terms. Competitive rates are available specifically for healthcare professionals.
Low angle view of hands of doctor surgeon nurse passing medical equipment tool in surgery operating room hospital
THE EVOLVE ADVANTAGE

Who Qualifies for ASC Lending?

With tailored financing solutions, expert support, and competitive rates, we make it easier for medical professionals to focus on delivering top-tier patient care in state-of-the-art ASC facilities while ensuring long-term financial success.

General Surgeons & Specialists
General surgeons and specialists own Ambulatory Surgery Centers (ASCs) to perform outpatient procedures efficiently. Physician-owned facilities enable cost-effective, high-quality surgical care with lower infection risks than hospitals. Ownership provides greater control over scheduling, equipment, and patient experience, enhancing both outcomes and profitability.
Orthopedic Surgeons
Orthopedic surgeons invest in ASCs to perform joint replacements, sports medicine procedures, and minimally invasive surgeries in a streamlined setting. These facilities reduce hospital stays, optimize recovery times, and improve patient outcomes. ASC ownership grants surgeons financial benefits, operational control, and enhanced patient care efficiency.
Ophthalmologists
Ophthalmologists use ASCs for cataract surgery, LASIK, and other vision-related procedures. These centers provide specialized technology, faster recovery times, and cost savings for both patients and providers. Ownership allows ophthalmologists to ensure high standards of care while benefiting from increased efficiency and revenue generation.
Gastroenterologists
Gastroenterologists operate ASCs for procedures like colonoscopies, endoscopies, and digestive disease treatments. ASCs offer a more comfortable, lower-cost alternative to hospitals while improving patient access to care. Ownership enables gastroenterologists to optimize workflows, enhance procedural efficiency, and maintain high clinical and operational standards.
Plastic Surgeons
Plastic surgeons own ASCs to perform cosmetic and reconstructive procedures in a controlled, private environment. These centers enhance patient safety, reduce costs, and provide a superior experience. ASC ownership allows plastic surgeons to customize facilities, streamline operations, and increase profitability while delivering high-quality surgical care.
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Interested in Ambulatory Surgical Center Lending?

Contact us to speak with a physician lending expert and find all the ways Evolve can help you maximize your practice.

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AMBULATORY SURGERY CENTERS

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