Small Business Lending

Evolve specializes in providing long-term, permanent financing to small businesses through the Small Business Administration (SBA) guaranteed loan programs. We are proud to have been designated a preferred lender (PLP) by the SBA, meaning the approval process has been trusted to Evolve. As a result, we are able to provide you with faster and more efficient processing of your SBA loan applications.

Business Acquisition

  • Loans qualified based on the cash flow of the business being purchase. 
  • With or without hard assets
  • Up to 90% Financing
  • 10-year term (or greater with RE included)
  • Loans Fully Amortized– No Balloons
  • No Prepayment Penalty on non-RE loans

Commercial Real-Estate

Used to purchase, build, refinance, and/or renovate Owner-Occupied Properties.

Example of Owner-Occupied Types:

  • Day Care Facilities
  • Self-Storage Facilities
  • Car Washes
  • Restaurant
  • Professional Office
  • Fitness
  • Auto Repair / Maintenance facilities
  • Hotels
  • Retail shops
  • Assisted Living Facilities
  • Medical / Dental / Veterinary offices

Equipment Financing and Refinancing

Example of Equipment Types:

  • Machine Tools
  • Manufacturing
  • Heavy Equipment
  • Medical & Diagnostic
  • Construction Equipment
  • Trailers
  • Robotics

Running a small business is quite time consuming. Evolve provides 21st century technology partnered with amazing service. It’s such a relief to have a bank that delivers your needs. Thank you, Evolve, for making my banking effortless.

Adina Wiseman, Owner, LiveFIT

SBA Business Development Officers

Bob Sands
Ocean Isle Beach, North Carolina
Mobile: 336.646.2085

Ben Deal
Porter Ranch, California
Mobile: 469.500.4142

Bruce Nguyen
Denver, Colorado
Mobile: 425.273.7672

Carmen Vargas
Indo, California
Mobile: 760.702.7870

Chris Kyrillidis
Long Island, New York
Mobile: 516.857.1531

Dan Foley
Phoenix, Arizona
Mobile: 480.600.8334

Monique Johnson
Orlando, Florida
Mobile: 321.291.4342

Oscar Monteagudo
West Hills, California
Mobile: 818.667.7700

Richard Ricciardi
Dover, Arkansas
Mobile: 303.810.6893

Sean Waybright
Denver, Colorado
Mobile: 303.324.1096