Community Reinvestment Act
Evolve Bank & Trust is dedicated to helping our customers and fellow community members thrive. Whether through lending projects, investments, or community partnerships, Evolve is here for you. Evolve is committed to meeting the credit needs and providing banking services in all its communities, including low-and-moderate income neighborhoods.
CRA Compliance
To comply with the requirements of the Community Reinvestment Act (CRA), Evolve Bank & Trust makes available for public review a copy of its CRA Public File, current as of April 1st each year. Evolve Bank & Trust was rated “satisfactory” in its most recent CRA examination which can be read in full above.
Maps and Demographic Information
As part of the CRA, Evolve Bank & Trust provides maps and demographic information to inform the public we are adequately serving the credit needs of our community, including low- and moderate-income areas.
HMDA Public Notice
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website. HMDA data for many other financial institutions are also available at this website.
HMDA Disclosure Reports
Evolve Bank & Trust HMDA Disclosure Reports outlining the disposition of loan applications (by location of property and type of loan) are available for review at the Federal Financial Institution Examination Council (FFIEC) website. To view the reports, follow the link below, select Disclosure Reports, select the desired year, enter the bank’s Legal Entity Identifier (LEI) or Institution Name, and then select the geographic area to review.
Institution Name: Evolve Bank & Trust
LEI: 549300IRXW9RSZM2B951