Business Savings
Smart, secure, and scalable savings for every business. Evolve Bank & Trust offers a range of business savings solutions to help grow reserves, earn competitive interest, and maintain financial stability.
Whether you’re a startup setting aside funds for future expansion, a corporation optimizing surplus capital, or a public entity managing long-term reserves, our business banking solutions provide secure and flexible savings options to meet your needs.
Business Savings Types
Regular Business Savings
A strong financial foundation starts with smart savings. Regular Business Savings Accounts are designed for small to medium-sized businesses looking for a secure way to grow funds while maintaining easy access to capital when needed.
Features include:
- Competitive interest rates – Earn while keeping funds liquid
- Low minimum balance requirements of $250
- No monthly maintenance fees with a $2,500 daily balance
- Free withdrawals
- Quarterly statements
- Seamless digital banking allows you to manage funds online or via mobile
- Automated transfers to effortlessly grow savings with scheduled contributions
*Subject to Approval. Mobile carrier fees may apply.
Money Market Business Savings
For small to medium businesses with higher balances, Money Market Savings Accounts offers a blend of flexible accessibility, online ease of use, and enhanced earning potential. Money Market Accounts are ideal for established companies looking to optimize cash reserves.
Features include:
- Competitively tiered interest rates—so higher balances earn higher rates of return
- Minimum opening balance of $5,000
- ATM and check writing privileges to maintain liquidity while growing savings
- Six free withdrawals per month
- No monthly maintenance fees with a $5,000 monthly balance
- Secure and FDIC-insured so you have confidence in your capital’s protection
- Flexible withdrawal options so that you can access funds when strategic opportunities arise
- Excellent choice if frequent access to funds is anticipated
- Strong solution for emergency funds where occasional use is possible
*Subject to Approval. Mobile carrier fees may apply.
High Yield Business Savings
Evolve Bank & Trust’s High-Yield Savings Accounts are designed to help organizations grow their funds with the security of a trusted banking partner. Best suited for medium to large businesses that want to increase their cash on hand at competitive rates.
Features include:
- Higher tiered interest rates—so larger balances earn higher rates of return
- Minimum opening balance of $5,000
- Limited direct withdrawals per month
- No monthly maintenance fees with a $5,000 monthly balance
- ATM privileges to maintain liquidity while growing savings
- Secure and FDIC-insured so you have confidence in your capital’s protection
- Flexible withdrawal options so that you can access funds when strategic opportunities arise
- Best if your goal is to earn maximum interest with minimal access to funds
- Best suited for long-term savings goals
*Subject to Approval. Mobile carrier fees may apply.
Branch Locations
Banking Center
Triad Centre III
6070 Poplar Avenue, Suite 100
Memphis, TN 38119
Lobby Hours
9am-4pm CT, Mon-Thur
9am-6pm CT, Fri
Drive-Thru Hours
8:30am-5pm CT, Mon-Thur
8:30am-6pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
123 West Parkin Street
Parkin, AR 72373
Mailing Address
PO Box 526
Parkin, AR 72373
Lobby Hours
8:30am-12pm CT, Mon-Fri
Drive-Thru Hours
8:30am-4pm CT, Mon-Thur
8:30am-5pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
111 East Huntington Avenue
Suite A
Jonesboro, AR 72401
Lobby Hours
8:30am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Virtual Teller & ATM
1810 Main Street
Jonesboro, AR 72401
Virtual Teller Hours
8:30am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
1566 Hwy 62/412
Highland, AR 72542
Mailing Address
PO Box 480
Hardy, Arkansas 72542
Lobby Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Banking Center
301 Shoppingway Boulevard
West Memphis, AR 72301
Lobby Hours
8:30am-5pm CT, Mon-Fri
Drive-Thru Hours
8:30am-5pm CT, Mon-Thur
8:30am-6pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
1690 North Falls Boulevard
Wynne, AR 72396
Mailing Address
PO Box 1003
Wynne, AR 72396
Drive-Thru Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
2860 I-55 Service Road, Suite A
Marion, AR 72364
Lobby Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
101 East Chestnut Street Suite A
Rogers, AR 72756
Lobby Hours
8:00am-5pm CT, Mon-Fri
(No Drive-Thru)
Closed Sat-Sun & Federal Holidays
Online Banking in Your Palm
- Manage Savings with Ease
- Transfer Funds Seamlessly
- Receive Notifications and Alerts
Frequently Asked Questions
Why should my business open a business savings account?
A business savings account helps any size business set aside reserves, earn interest, and maintain financial stability. Whether planning for future expenses or optimizing cash flow, savings accounts provide security and growth potential while earning a competitive interest rate.
What’s the difference between Regular Business Savings, Money Market Savings, and High-Yield Savings?
Regular Business Savings offers a simple, low-barrier way to start saving. Money Market Savings provides higher returns with some check and ATM capabilities. High-Yield Savings Accounts are designed for larger balances, maximizing earnings while maintaining security.
How can I access funds in my business savings account?
Depending on the account type, funds can be accessed through digital banking, ACH transfers, and, in some cases, limited check-writing and ATM privileges. Money Market and High-Yield accounts often offer tiered access options.
How do I open a business savings account with Evolve Bank & Trust?
Opening an account is straightforward. Contact our business banking specialists to discuss your needs and choose the best savings solution for your company. Evolve Bank & Trust provides the best business banking accounts to help businesses build financial security and optimize cash management.