Business Lending
Business Lending Solutions to Power Your Growth with Flexible Financing for a Stronger Future
Evolve Bank & Trust provides innovative business lending solutions designed to help businesses thrive. Whether you need to optimize cash flow, fund expansion, or bridge operational gaps, our suite of business lending services ensures you have access to capital when you need it most.
Benefits of Business Lending with Evolve
Empower your business with smart, flexible financing, including CapitalExpress, an accounts receivables financing solution.
- Access to working capital when you need it
- Improve cash flow with fast invoice financing
- Reduce reliance on traditional business loans
- Quick approvals and seamless funding process
- No long-term debt obligations
- Strengthen supplier and vendor relationships
- Keep business operations running smoothly
- Support seasonal fluctuations with ease
- Invest in growth without depleting cash reserves
- Avoid the challenges of slow-paying customers
- Competitive rates and flexible repayment terms
- Tailored solutions for businesses of all sizes
- Simplified and transparent lending process
- Expert support from commercial lending specialists
- Build financial stability for long-term success
Business Lending
Business Lending
Funding Designed to Drive Business Growth—Evolve Bank & Trust offers a range of business lending services to help companies maintain liquidity, manage expenses, and seize new opportunities.
Working Capital Loans—Secure short-term financing to cover operational expenses, payroll, and inventory. Commercial business loans ensure businesses can sustain day-to-day operations and navigate financial fluctuations.
- Provides flexible term loans for small and mid-sized businesses to support growth, expansion, and operational needs.
- Offers competitive interest rates and structured repayment terms tailored to business cash flow.
- Streamlined application process with quick approvals and funding to meet urgent capital requirements.
- Supports a wide range of industries, including retail, manufacturing, healthcare, and technology.
- Designed to help businesses finance equipment, inventory, marketing, and other strategic investments.
CapitalExpress – Accounts Receivables Lending
CapitalExpress, our specialized accounts receivables lending product, is designed to convert outstanding invoices into immediate cash, giving businesses the liquidity they need to operate efficiently. By leveraging CapitalExpress, businesses can maintain predictable cash flow, eliminate debt strain, and focus on growth without the wait.
Convert unpaid invoices into immediate cash with CapitalExpress. This accounts receivable lending solution helps businesses unlock revenue tied up in outstanding invoices, offering a steady flow of working capital.
- Converts outstanding accounts receivable into immediate working capital, improving cash flow.
- Provides up to 90% of invoice value upfront, with balance paid upon customer payment.
- Ideal for businesses with long billing cycles or those experiencing cash flow gaps.
- No need for traditional collateral—funding is secured against unpaid invoices.
- Enables businesses to cover payroll, purchase supplies, and manage daily operations without waiting for customer payments.
Business Lines of Credit
A flexible revolving credit option that provides businesses with ongoing access to funds as needed. Ideal for managing cash flow and unexpected expenses without the burden of a lump-sum loan.
- Flexible revolving credit facility that allows businesses to access funds as needed.
- Only pay interest on the amount borrowed, providing cost-effective financial management.
- Helps cover short-term expenses, unexpected costs, or seasonal cash flow fluctuations.
- Quick access to funds with no need for reapplying after initial approval.
- Can be secured or unsecured, depending on the business’s financial profile and creditworthiness.
CapitalExpress
With immediate access to funds, businesses can take advantage of growth opportunities, negotiate better supplier terms, and respond quickly to market demands.
CapitalExpress transforms your unpaid invoices into readily available funds, eliminating cash flow gaps and providing the financial agility your business requires.
No more waiting for customers to pay invoices. CapitalExpress delivers quick access to working capital, ensuring your business has the liquidity it needs to operate efficiently.
Unlike traditional business loans, CapitalExpress provides financing without taking on long-term debt. Your accounts receivable serve as collateral, reducing financial strain.
Maintain control over your finances with structured cash flow. CapitalExpress simplifies financial planning, allowing businesses to focus on strategy rather than chasing payments.
Frequently Asked Questions
How does CapitalExpress differ from a traditional business loan?
Unlike traditional commercial business loans, CapitalExpress provides immediate cash based on outstanding invoices rather than relying on credit history or collateral. This makes it an ideal solution for businesses needing quick access to working capital.
What industries benefit the most from CapitalExpress?
Any business with outstanding invoices can benefit from CapitalExpress, including manufacturing, distribution, healthcare, professional services, and more.
Is CapitalExpress a long-term financing solution?
CapitalExpress is designed as a short-term financing tool to improve cash flow. It allows businesses to access funds quickly without taking on long-term debt.
How quickly can I receive funds with CapitalExpress?
Businesses can typically receive funds within 24 to 48 hours after invoice submission, ensuring immediate liquidity when needed.
Branch Locations
Banking Center
Triad Centre III
6070 Poplar Avenue, Suite 100
Memphis, TN 38119
Lobby Hours
9am-4pm CT, Mon-Thur
9am-6pm CT, Fri
Drive-Thru Hours
8:30am-5pm CT, Mon-Thur
8:30am-6pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
123 West Parkin Street
Parkin, AR 72373
Mailing Address
PO Box 526
Parkin, AR 72373
Lobby Hours
8:30am-12pm CT, Mon-Fri
Drive-Thru Hours
8:30am-4pm CT, Mon-Thur
8:30am-5pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
111 East Huntington Avenue
Suite A
Jonesboro, AR 72401
Lobby Hours
8:30am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Virtual Teller & ATM
1810 Main Street
Jonesboro, AR 72401
Virtual Teller Hours
8:30am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
1566 Hwy 62/412
Highland, AR 72542
Mailing Address
PO Box 480
Hardy, Arkansas 72542
Lobby Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Banking Center
301 Shoppingway Boulevard
West Memphis, AR 72301
Lobby Hours
8:30am-5pm CT, Mon-Fri
Drive-Thru Hours
8:30am-5pm CT, Mon-Thur
8:30am-6pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
1690 North Falls Boulevard
Wynne, AR 72396
Mailing Address
PO Box 1003
Wynne, AR 72396
Drive-Thru Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
2860 I-55 Service Road, Suite A
Marion, AR 72364
Lobby Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
101 East Chestnut Street Suite A
Rogers, AR 72756
Lobby Hours
8:00am-5pm CT, Mon-Fri
(No Drive-Thru)
Closed Sat-Sun & Federal Holidays
Business Banking at Your Fingertips
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