Sunday, April 20, 2014
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Disclosures

USA PATRIOT ACT

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.



EVOLVE DISCLOSURE

Evolve Bank & Trust and its nonbank affiliates are subsidiaries of Evolve Bancorp. Banking products are offered through Evolve Bank & Trust, an FDIC member, Equal Housing Lender.



PRIVACY POLICY NOTICE

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TERMS OF USE

Important Notice
Welcome to the Evolve Bank & Trust website. Your access to and use of this website are subject to these Terms of Use, as we may amend them from time to time. Please read the Terms of Use carefully. You must stop using the website if you do not agree to be bound by the Terms of Use. Your use of this website is also subject to all applicable federal, state and local laws. Arkansas and federal law will govern the interpretation and enforcement of these Terms and Conditions. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the United States District Court for the Eastern District of Arkansas or the Circuit Court of Crittenden County, Arkansas Civil Division.

Ownership of Materials on Website
Unless we note otherwise, the contents of this website, including graphics, icons, and general appearance, belong exclusively to Evolve Bank & Trust. Except for your personal, noncommercial use, you may not copy, modify, distribute, display, transmit, reproduce, transfer, resell or republish any material on this website without the prior written permission of Evolve Bank & Trust.

No Warranties
Evolve Bank & Trust makes this website available on an "as is" and "as available" basis. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO REPRESENTATIONS OR WARRANTY THAT YOUR USE OF THIS WEBSITE WILL BE UNINTERRUPTED, TIMELY, OR SECURE, OR THAT THE CONTENTS OF THIS WEBSITE OR ANY WEBSITE LINKED TO THIS WEBSITE WILL BE FREE FROM ERROR. Your use of this website is at your own risk, and we will not be responsible for any damage to your computer system or loss of data that results from your use of this website or any website linked to this website.

No Liability
Except as may be otherwise required by applicable law, Evolve Bank & Trust IS NOT LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY COMPENSATORY, DIRECT, SPECIAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES RESULTING FROM YOUR USE OF THIS WEBSITE OR ANY OF THE PRODUCTS OR SERVICES OFFERED ON THIS WEBSITE. This disclaimer of liability applies even if Evolve Bank & Trust or its service providers, employees or representatives have been advised of the possibility of such loss or damage.

Indemnification
You agree to defend, indemnify and hold Evolve Bank & Trust and its employees, officers, directors, and agents harmless from and against all claims and actions, costs, fees, and expenses, including attorney fees, arising from your violation of these Terms of Use or from your use or misuse of this website. You agree to cooperate fully in the defense of any such claim or demand

Products and Services
The products and services described on or available through this website are also subject to the terms and conditions, including fees, applicable to those products or services. In the event of any conflict between these Terms of Use and the terms and conditions applicable to particular product or service, the terms and conditions applicable to the product or service shall apply.

Links to Other Websites
From time to time, as a convenience to you, we may provide links to the websites of Evolve Bank & Trust affiliates or to the websites of unaffiliated third parties. The owners of those websites are solely responsible for the contents of those websites and for any products or services offered on them. Evolve Bank & Trust does not control the content or security of those websites. Our providing a link to a website does not constitute an endorsement of the products or services offered on the website.

Privacy
Evolve Bank & Trust respects the privacy of the visitors to this website. We do, however, use cookies to facilitate your use of this website and for our internal and security purposes. We do not use cookies to collect sensitive personal or financial information. Please see our Notice of Your Financial Privacy Rights to learn how Evolve Bank & Trust treats customer information.

Change of Terms of Use
These Terms of Use are effective as of July 1, 2006. Evolve Bank & Trust may modify these Terms of Use at our discretion at any time. We will post the most current version on this website, and you should check the Terms of Use periodically.

No waiver
Evolve Bank & Trust shall not be deemed to have waived any of its rights under these Terms of Use unless the waiver is in writing and signed by an authorized officer of the bank. No delay or failure to enforce our rights on one occasion shall operate as a waiver of any such right or remedy at a future time.

Contacting Evolve Bank & Trust
If you experience any problems with this website or have any questions, you may contact our systems administrator by email at This email address is being protected from spambots. You need JavaScript enabled to view it. . We will make every effort to provide a timely response to your email, but do not email us about a matter that requires immediate attention. If you require an immediate response, or if you have questions about an Evolve Bank & Trust product or service, please visit any of our branch locations or call us toll-free at 1.866.395.2754. DO NOT SEND CONFIDENTIAL PERSONAL OR ACCOUNT INFORMATION BY EMAIL.