Personal Banking

In our ever-changing world, you need access to your cash fast. That’s what you get with every Evolve Bank & Trust checking account. As a leading-edge financial services institution, Evolve checking accounts offer flexibility, security, and convenience.

Every Evolve Bank & Trust checking account comes with:

  • FREE Evolve Debit/ATM Card
  • FREE ATMs Nationwide **
  • FREE Online Banking
  • FREE Online Bill Pay
  • Low Opening Balance
  • Unlimited Check Writing
  • Online Check Writing
  • Online Funds Transfer (certain fees may apply)
  • eCall with 24/7 ability to check accounts
  • Monthly Statements
  • eStatements
  • FDIC Insurance
  • Overdraft Protection
  • eSnap Mobile Deposit *

*Subject to approval.

**Free access to any ATM on the National MoneyPass Network. This includes free access to thousands of machines across the U.S. International fees do apply.


All the basic features in one easy account. If our standard checking account features are all you need, this is the account for you. Open an eFreedom Checking with an opening balance of only $100. If you maintain a daily balance of $250 or more and have at least one direct deposit, the low monthly service fee will be waived.


A checking account that makes you money. With all the perks of our eFreedom Account and the same low opening balance of only $100, our eLife Checking pays you competitive interest rates on your daily collected balance. Interest accrues daily and compounds monthly. Account fees will be waived as long as you maintain a daily balance of $750 or more, or if you have a total combined loan and/or deposit balances of $50,000 or more. 

*Subject to Evolve account opening qualifications and approval.


A checking account that makes the grade, and it’s free! If you are a student and 24-years-old or younger, we offer you all the perks of our eUniversity account – Free*. Student Checking offers a low opening balance of only $100 and no monthly service charge. School ID or other proper documentation required.

*Overdraft charges may apply.

Learn more about our eFreedom, eUniversity, and eLife checking accounts. Can’t decide which best suits your needs? Click here to compare accounts.