Richard Ma

Sales Manager, Senior Home Loan Advisor

NMLS#: 482404

2010 Crow Canyon Place
Suite 100
San Ramon, CA 94583

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With over 20 years of experience helping clients become homeowners, I am the mortgage consultant you want by your side when choosing the best home loan for your needs. My attention to detail, excellent communication skills, and extensive knowledge of the following loan products uniquely qualify me to help you achieve your financing goals.

  • First Time Home Buyers
  • Refinance
  • Purchase
  • Jumbo
  • Renovation Loans
  • Conventional Loans (Fannie Mae and Freddie Mac)
  • DPA (Down Payment Assistance) Programs
  • Medical Professionals
  • Veterans – VA
  • FHA (Federal Housing Administration)
  • USDA (United States Department of Agriculture)

Whether you’re a first-time home buyer or an experienced real estate investor, I take the time to listen to your mortgage needs. I will walk you through your options and help you choose from a range of financing products. From the moment you make an informed choice until the loan closes, I will be available to answer your questions and ensure that all parties are knowledgeable about the status of the transaction.

With clear communication and professionalism as a foundation, my goal is to build and maintain long-term relationships with clients and associates. I understand you’re making a commitment in choosing a lender; therefore, our in-house team of mortgage professionals is committed to delivering quality service. We look forward to working with you.