Community Reinvestment Act Public File

Evolve Bank & Trust is dedicated to helping our customers and fellow community members thrive. Whether through lending projects, investments, free financial literacy resources, or community partnerships, Evolve is here for you. Evolve is committed to meeting the credit needs and providing banking services in all of its communities, including low-and-moderate income neighborhoods. 

To comply with the requirements of the Community Reinvestment Act (CRA), Evolve Bank & Trust makes available for public review a copy of its CRA Public File, current as of April 1st each year. Evolve Bank & Trust was rated “satisfactory” in its most recent CRA examination which can be read in full above.

Retail Branch Openings and Closings

Retail Bank Products and Services

Maps and Demographic Information

Memphis Assessment Area

Jonesboro Assessment Area

Cross County Assessment Area 

HMDA Public Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website ( HMDA data for many other financial institutions are also available at this website.

HMDA Disclosure Reports

Evolve Bank & Trust HMDA Disclosure Reports outlining the disposition of loan applications (by location of property and type of loan) are available for review at the Federal Financial Institution Examination Council (FFIEC) website. To view the reports, follow the link below, select Disclosure Reports, select the desired year, enter the bank’s Legal Entity Identifier (LEI) or Institution Name, and then select the geographic area to review.

HMDA Data Reports

Institution Name:             Evolve Bank & Trust

LEI:                                   549300IRXW9RSZM2B951